Auto Dealerships
AutoEdge Offers Solutions for Auto Dealerships
AmeriTrust Group’s AutoEdge® product for auto dealerships provides comprehensive coverage options for Franchise & Independent Auto Dealers.
Available Coverages
- Property
- Real and Personal Property
- Broadened Property
- Business Income
- Equipment Breakdown
- Inland Marine
- Employee Tools
- EDP
- Fidelity/Crime
- Garage Liability
- Garage Liability – $1M CSL
- General Liability – $1M/$3M
- E&O
- Odometer
- Title
- Truth in lending/leasing
- Garagekeepers Legal Liability
- Legal Liability (Preferred)
- Direct Primary (Available on account by account basis)
- Workers’ Compensation
- Umbrella
- Up to $5M
- Other Coverages Available
- Consumer Suits Defense Coverage
- EPLI- $100K (Third party optional)
- False Pretense
- Liability Extension for Non-Dealer operations
- Broad Form Completed Operations/Faulty Work Coverage
- Cyber – $100K CSL (Optional)
Ineligible Classes
- Accounts currently in surplus lines market (Available through referral only)
- Dealerships in business less than 5 years (Flexibility based on owner experience)
- Risks involved with gray market vehicles or salvage titles
- Auto Restoration
- RV/Motorcycle Dealers
- Operations with in-house financing including buy-here/pay-here operations
- High Valued/Exotic Vehicles
- Wholesale Vehicle Operations
- Antique or Classic Cars
